2024/2025 Open Enrollment
May 15-June 15

Each year, Open Enrollment gives you the opportunity to review and make changes to your coverage. If you would like to make any changes, such as changing plans (if plan choice is offered in your city/town) or adding or removing dependents from coverages, please complete the online form by your city's or town's deadline, which may be sooner than June 15.

Documents and Forms

  • About Your MMIA EB Coverage

    The MMIA Employee Benefits program is a self-funded health benefit pool covering the employees, retirees and families of 88 Montana cities and towns. MMIA is a local government entity, not an insurance company. Participants’ monthly premiums and the cities’ and towns’ contributions go into a pool that pays for medical, prescription, dental, and vision claims. MMIA contracts with various vendors to process claims and offer cost-saving services to the pool and its participants.

  • Apple

    Wellness Program Changes

    MMIA rewards you for healthy actions that improve your health and help keep your monthly premiums under control by saving the municipal-funded pool money! Visit our Wellness Page to complete the incentive activities, to check the screening schedule, and for more information. 

Important Resources

2024/2025 Plan Documents & Benefit Summaries

The plan documents for 2024/2025 are effective July 1, 2024 - June 30, 2025.

  • MMIA Standard Plan Document (SPD)

  • MMIA Standard Plan Benefit Summary

  • High Deductible Health Plan (HDHP) Document (SPD)

  • City of Bozeman Custom Plan Document (SPD)

  • City of Bozeman Benefit Summary

  • City of Kalispell Custom Plan Document (SPD)

  • City of Kalispell Benefit Summary