Stable and cost-effective benefits for Montana cities and towns.


MMIA Employee Benefits pools funds from 88 Montana cities and towns to cover our hard-working municipal employees, retirees and their families.

Learn more about your benefits.

  • Nurse


    MMIA offers comprehensive health coverage plans to Montana cities and towns. MMIA contracts with Allegiance Benefit Plan Management for claims administration and other services. We also offer no- and low-cost ways to stay healthy like Uprise Health, Teladoc, and the Montana Health Centers. 

  • Apple


    MMIA rewards participants for taking an active roll in managing their health and controlling costs. 

  • Medical Resources

    MMIA offers these services at low- or no-cost to you because they also help control costs for the whole pool, which helps keep rates stable. Use these resources to maintain and improve your health.

  • Mortar and Pestle


    MMIA provides prescription coverage so participants get the right medications at the best prices. MMIA contracts with ProAct to be our Pharmacy Benefit Manager for pharmacy claims, billing, mail order, and more. Our participants have options to save money by getting their prescriptions in the mail domestically and for no copay through our international mail order program. 

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    Mental Health

    MMIA Participants have access to no-cost counseling and other life balance benefits.

  • Retirees

    Retirees on the MMIA Plan have options when it comes to their coverage in retirement.

  • Dental

    MMIA offers comprehensive dental coverage, with or without orthodontia. We contract with Delta Dental for claims administration and more. Delta has the largest network of dentists in Montana and the US. 

  • Vision

    MMIA offers valuable vision benefits. We contract with VSP to administer vision claims. They also offer great savings on frames, lenses, and contacts, and even discounts on laser eye surgery.

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    Life Insurance

    MMIA offers fully insured basic and voluntary life policies through UNUM Life Insurance.

No- and Low-Cost Benefits

Our Healthcare Partners

About the MMIA

The Montana Municipal Interlocal Authority (MMIA) is a member-owned and member-driven organization that provides self-funded employee benefit, liability, property, and workers’ compensation coverage to incorporated cities and towns of Montana.