(800) 635-3089 option 4

(406) 443-0907

Contact Us
Contact Us
(800) 635-30894

(406) 443-0907

Each year, Open Enrollment gives you the opportunity to review and make changes to your coverage. If you would like to make any changes, such as changing plans (if plan choice is offered in your city/town) or adding or removing dependents from coverages, please complete the online form by your city's or town's deadline, which may be sooner than June 15. Click the Enroll Now button below to begin.

Enroll Now!

About Your MMIA EB Coverage

About Your Benefits

MMIA icon

Wellness Program

MMIA icon

About Your MMIA EB Benefits

The MMIA Employee Benefits program is a self-funded health benefit pool covering the employees, retirees and families of 88 Montana cities and towns. MMIA is a local government entity, not an insurance company. Participants’ monthly premiums and the cities’ and towns’ contributions go into a pool that pays for medical, prescription, dental, and vision claims. MMIA contracts with various vendors to process claims and offer cost-saving services to the pool and its participants. Learn more about MMIA.

What Will My City/Town Offer?

Learn More About Available Resources

                  The Plan Documents for 2025/2026 are effective July 1, 2025 - June 30, 2026.

Plan Documents show you what your plan covers and at what level.  Plan Summaries are a quick reference guide to see what your plan covers. The Plan Document should be referenced for details of all coverages. Changes to benefits indicated in the Summary Plan Documents (SPDs) below are effective as of July 1, 2025.

MMIA Standard Plan & HDHP Benefit Summary (PDF) 

MMIA Standard Plan (SPD) (PDF)

High Deductible Health Plan (HDHP) Document (SPD) (PDF)

City of Kalispell Benefit Summary (PDF)

City of Kalispell Custom Plan Document (SPD) (PDF)

View Plan Documents webpage. 

Resources Flyer (PDF)

Employee Assistance Program Flyer (PDF) - No cost mental health services.

CRX (webpage) - Formerly MMIA Scripts. No cost international mail order prescription drug program.

Montana Health Center (webpage)

ProAct (webpage)

Take Control Disease Management Flyer (PDF)

Take Control Maternity Management Flyer (PDF)

Teladoc Flyer (PDF) - No cost telehealth services for those on medical. Visit teladoc.com (webpage) to learn more. 

Healthcare Bluebook (webpage) - Select the cost transparency icon on Allegiance's webpage to access the Healthcare Bluebook.